Developing & Articulating Your Bank’s Risk Appetite

What is your bank’s “Risk Appetite?”
Has it been documented and communicated throughout your organization? Understanding your bank’s risk appetite is a key component of ERM (Enterprise Risk Management), and is the foundation for guiding management’s and the board’s critical business decisions.
Your bank’s risk appetite (risk tolerance) is the main ingredient for better aligning corporate strategy, capital allocation and risk. In addition to sound management, having your risk appetite formally documented, is directly in line with the growing risk management expectations of banking regulators.
Our webinar is designed to provide an overview of a framework and process to develop and articulate your bank’s risk appetite.
Webinar will include:
  • Risk Appetite Definition: Defines a top-down overview of risk appetite, and the Board’s and Executive Team’s roles.
  • Risk Appetite Benefits to the Organization: A review of the impact of communicating and understanding Risk Appetite throughout the organization.
  • ERM & Strategy Integration: A review of the how your risk appetite sets the foundation for strategic planning and guiding your ERM process.
  • Risk Appetite Model(s): A clearly defined framework to capture your risk appetite in key risk categories.
  • Key Considerations: A summary of key data (qualitative and quantitative) requirements by risk category. Addresses the question of “How to gauge your bank’s risk appetite (key criteria considerations)”?
  • Risk Appetite Statements: Provides an overview of how you craft risk appetite statements that further defines your bank’s risk/return trade-offs.
  • A Process: A summary of key data (qualitative and quantitative) requirements by risk category. We will walk through of clearly defined process that can be implemented at the Board and Executive Team level.
Webinar Details
Tuesday, Sept. 22, 2015
Time: 10:00 AM PDT
Duration: 30 Minutes
Fee: No Charge
Jeffrey A. Rigsby, President & CEO, CB Resource, Inc.
Who Should Attend
Community bank directors and senior executives (CEO, President, CFO, COO, CCO, CRO, Compliance Officer).
Or call us at:  949.502.6863